Staffing

Staffing Services

• Benchmarking
  Pinnacle strives to construct benchmarks for any analysis — whether ratemaking, loss reserving or some other use — as closely as possible to replicating the nature of the underlying data being reviewed.
• Collateral Negotiations
  Pinnacle provides loss reserve analyses and other diagnostics in support of collateral negotiations associated with deductible and/or self-insured retentions.
• Cost Allocations
  Pinnacle is experienced in developing cost allocation mechanisms by member or department in the most equitable manner, using elements such as exposure, geographic cost differences and actual loss experience.
• Discounting
  Management sometimes wishes to reflect the time value of money in funding projections, accruals for unpaid claims liabilities and other valuations. The two most important parameters for doing so are the assumed interest rate and the underlying claim payment pattern. Assessing reasonable values for these parameters is not trivial, as the interest rate may need an adjustment for risk, while the claim payment pattern may not be readily available.
• Alternative Risk Transfer Program Design
  Pinnacle helps alternative market risk owners, captive managers and service providers determine risk retentions that optimize the balance between the cost of risk transfer and loss volatility.